Buy Now, Pay Later (BNPL)

Our Buy Now, Pay Later (BNPL) solution enables customers to purchase products instantly and pay in manageable installments over time — without the burden of upfront full payments. BNPL is ideal for modern consumers who value flexibility and convenience, allowing them to enjoy products immediately while spreading payments across a defined period. Batas ensures a fast, secure, and hassle-free approval process, making the checkout experience seamless both online and in-store.

Benefits of BNPL:

  • Instant purchase with deferred payments
  • Flexible installment plans tailored to customer needs
  • Quick approval with minimal documentation
  • Transparent terms with no hidden charges
  • Seamless integration for merchant checkout systems
  • Improved affordability and customer purchasing power
Customer at retail counter
Customer at retail counter

Hire Purchase Solutions

Our Hire Purchase service allows customers to acquire high-value products by paying in scheduled installments while gradually working toward ownership. This model is perfect for electronics, appliances, furniture, and other essential goods that customers prefer to pay for over time.
Batas ensures that both customers and merchants benefit from a smooth financing journey, offering structured repayment plans, clear ownership terms, and dependable customer support throughout the life cycle of the agreement.

Key Highlights of Hire Purchase:

  • Ownership upon completion of payments
  • Structured and predictable installment plans
  • Affordable financing for premium products
  • Flexible repayment durations
  • Secure agreements with full transparency
  • Merchant-friendly financing solutions

EMI Calculator

The Batas EMI Calculator helps customers estimate their monthly installment amounts before making a purchase. This interactive tool empowers users to make informed financial decisions by visualizing repayment schedules based on product price, down payment, interest rates, and tenure.
Designed to be intuitive and accurate, the EMI Calculator enhances transparency and builds customer confidence by ensuring they understand their financial commitments upfront.

EMI Calculator Features:

  • Real-time EMI estimation
  • Adjustable tenure and down payment options
  • Transparent interest and fee breakdown
  • Instant repayment schedule preview
  • User-friendly and mobile-optimized interface
Customer at retail counter

Consumers

Designed for Customers, Merchants & Businesses

For Customers

  • Affordable access to products and services
  • Simple application and fast approval
  • Flexible installment repayment options
  • Clear financial transparency and control

For Merchants

  • Increased sales and higher conversion rates
  • Instant financing solutions for customers
  • Seamless payment integrations
  • Improved customer retention and loyalty

For Businesses

  • Scalable financial technology solutions
  • Secure transaction infrastructure
  • Customizable product offerings
  • Actionable analytics and reporting

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